Why You Need Accident Insurance?

 

Nowadays, insurance has an important role in our lives. In order to maintain your financial security, especially for those of you who have approached or even reached retirement, using insurance services, especially for health, will provide benefits later. Indeed, no one hopes to get sick, but it’s good if you take safe steps for your financial security in old age. In addition, other types of insurance that are no less important for the present are accident insurance, given the recent high number of accidents. Starting from minor accidents that only cause damage to vehicles or even serious accidents that cause injuries, such as fractures, trauma, and back injuries from a truck accident.

But of course, it’s good if you know what insurance is, what type of insurance you should take, and which insurance agent has the best quality and trust. For that, see some of the reviews below so you don’t go wrong when deciding to take insurance services.

 

Understanding of Insurance

Insurance is an agreement between two or more parties, with the insurer binding itself to the insured by receiving insurance premiums, to provide compensation to the insured due to loss, damage or loss of expected profits, or legal responsibility to third parties that might be suffered by the insured, arising from an uncertain event, or to provide a payment based on death or the life of someone insured.

 

Personal Accident Insurance and Its Effects

 Definition of Personal Accident Insurance
Personal accident Insurance is an insurance that provides protection or protection to people who give insurance service policies against the danger or risk of accidents that cause:

  1. Death
  2. Permanent disability (permanent disablement)
  3. Temporary disablement
  4. Costs for medical treatment and medical treatment expenses

Understanding Accidents and Consequences
Accidents are events that occur suddenly, unexpectedly before, come from outside the insured, are violent, unwanted and there are no intentional elements in that event.

Accident Insurance Benefits

  1. Providing compensation to heirs if the insured dies as a result of an accident.
  2. Giving courtesy insurance if the insured suffers permanent disability forever due to an accident.
  3. Assist and reimburse the cost of care and treatment for the insured due to an accident.

 

After reading some of the reviews above, of course you will better understand insurance, especially accident insurance. Again, accident insurance has a very important role for those of you who like to drive or travel long distances with land vehicles, such as cars, motorbikes, trucks, and buses.

Thus, a brief review of insurance this time, may be useful for your knowledge.