Cardinal Care, the college sponsored health insurance coverage option, is a comprehensive plan particularly designed for Stanford college students. We are not just promoting you health insurance coverage, however a complete health insurance program to ensure the well-being of your students, the optimization of your on-campus medical and psychological health providers and the lengthy-time period monetary viability of your Program.
Insurance premiums fluctuate from insurance company to firm, the excess degree individually chosen (franchise), the place of residence of the insured individual and the degree of supplementary profit coverage chosen (complementary medicine, routine dental care, semi-personal or private ward hospitalisation, and so on.).
The remaining forty five{2aef45ff24d660f13976b9bb0e437c3b56dceabc669dc7c715657d2f03e74f4d} of well being care funding comes from insurance premiums paid by the public, for which companies compete on value, though the variation between the various competing insurers is just about 5{2aef45ff24d660f13976b9bb0e437c3b56dceabc669dc7c715657d2f03e74f4d}. Nonetheless, insurance firms are free to sell additional insurance policies to supply coverage beyond the nationwide minimum.
No particular person applying for health coverage via the individual marketplace shall be discouraged from making use of for benefits, turned down for coverage or charged extra premium because of health status, medical situation, psychological illness claims expertise, medical historical past, genetic data or well being disability.